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ZARSK avatarArticle

Article 4 Explained: Why It's Secretly Making Existing HMOs More Valuable

Article header image

Everyone thinks Article 4 killed HMO investing. It actually handed existing owners a goldmine — and councils aren't exactly rushing to advertise that fact.

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ZARSK avatarShort
Short

Article 4 Explained: Why It's Secretly Making Existing HMOs More Valuable

Article 4 didn't kill HMO investing. It handed existing HMO owners a scarcity premium. New supply choked = existing stock worth more. Most investors still haven't clocked this.

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##Article4##HMO
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ZARSK avatarVideo

5 UK Cities Quietly Paying Landlords 11%+ HMO Yields in 2026

London landlords are making 4%. These five Northern cities are paying triple that — and nobody's talking about them.

##HMOInvesting##UKProperty##RentalYield
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ZARSK avatarArticle

5 UK Cities Quietly Paying Landlords 11%+ HMO Yields in 2026

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London landlords are averaging 3–4.5% gross on standard buy-to-let right now. Five Northern cities are paying more than double that on HMOs — and the gap is still widening in 2026.

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ZARSK avatarShort
Short

5 UK Cities Quietly Paying Landlords 11%+ HMO Yields in 2026

London HMO landlords: ~4% yield. Sunderland: 11.8%. Liverpool: up to 14%. The North/South divide isn't closing — it's accelerating. #HMOInvesting #RentalYield

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##HMOInvesting##RentalYield
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ZARSK avatarVideo

6 Renters' Rights Act Changes Every HMO Landlord Must Action Now

Section 21 is gone. If you're an HMO landlord and you've done nothing since 1 May, this list is for you.

##RentersRightsAct##HMOLandlord##UKProperty
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ZARSK avatarVideo

How to Release Equity From Your Portfolio to Buy Your Next HMO

There's cash trapped in the properties you already own. Most landlords never unlock it — here's how.

##EquityRelease##BTL##PropertyFinance
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ZARSK avatarShort
Short

How to Release Equity From Your Portfolio to Buy Your Next HMO

Landlords: you're saving for a deposit you already own. Equity in your existing BTL can fund your next HMO — if you use the right lender. Most don't know which ones actually do HMO finance well.

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##EquityRelease##HMO
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ZARSK avatarArticle

How to Release Equity From Your Portfolio to Buy Your Next HMO

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There's cash trapped in the properties you already own. Most landlords never touch it — and the ones who do often get it wrong because they went to the wrong lender.

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ZARSK avatarVideo

How One Investor Replaced a Salary With Three HMOs

She earned more from one shared house than her entire job paid. Here's the maths nobody shows you.

##PassiveIncome##HMO##PropertyInvestment
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ZARSK avatarArticle

How One Investor Replaced a Salary With Three HMOs

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She earned more from one shared house than her entire job paid. Not a headline. Not a pitch. Here's the actual maths — and why most landlords never run these numbers.

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ZARSK avatarShort
Short

How One Investor Replaced a Salary With Three HMOs

A 6-bed HMO in Bristol produced £54,900 income in 2026 at 10.46% yield. A comparable single-let: ~£12k/year. Same city. Same bricks. This is why landlords switch to HMO and never go back. #HMO #PropertyInvestment

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##HMO##PropertyInvestment
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